Working 60-Hour Weeks and Still Broke? You Don't Have a Work Problem. You Have a System Problem.

You're not broke because you're bad at business. You're broke because no one ever gave you a system.

You're good at what you do. Really good. Booked out. Clients who call back. A reputation that took years to build. But somewhere between the jobs and the invoices and the payroll and the taxes — the money disappears. And no matter how hard you push, the bank account never matches the workload.

That's not a you problem. That's a system problem.

The Contractor Chokehold is real — and it tightens the harder you work.

It's what happens when a skilled tradesperson builds a business without a financial operating system. You price from the gut. You manage from the bank balance. You pay yourself last — or not at all. And every month, the cycle resets.

More jobs don't fix it. More revenue doesn't fix it. Working more hours definitely doesn't fix it.

What fixes it is structure. A specific set of accounts, rules, and rhythms that tells every dollar where to go before the business gets its hands on it.

That's what this course installs.

What you build in 90 days:

After working through this with trade contractors across Long Island and beyond — painters, remodelers, plumbers, electricians, landscapers — I keep seeing the same pattern. The ones who transform their businesses don't find better clients or suddenly start working harder. They change the structure underneath everything else.

Here's what that structure looks like when it's running:

Five dedicated bank accounts — Income, Profit, Owner's Pay, Tax, Operating Expenses. Every dollar arriving in your business has a destination before you touch it. No more guessing what's safe to spend. No more tax surprises. No more paying yourself last.

A real break-even number — not "enough to cover the bills," but the actual monthly revenue your business needs to pay you, fund taxes, hit a profit target, and cover overhead. Most contractors have never calculated this. Once you do, it changes every bid, every job decision, every conversation about discounts.

Pricing that works — You'll understand once and for all why 20% markup is not 20% margin, and you'll build markup factors for every job type so your bids are engineered from a profit target instead of a guess. Contractors who implement this alone typically recover thousands of dollars per month they were leaving on the table.

Target Allocation Percentages (TAPs) — your personalized financial blueprint. Every deposit allocated on schedule. Profit funded first. Owner pay protected. Tax set aside automatically. The business runs on math, not mood.

A cash flow machine — invoicing rhythm, progress billing, allocation days, batch bill payments. Seven scheduled tasks per month. About three hours of active financial management. No more fire drills.

Here's what this course is not:

It's not motivational content. It's not theory from someone who's never set foot on a job site. It's not a spreadsheet you'll open twice and abandon.

It's a 90-day implementation. Every module ends with an action step. The action step is the course. The videos explain the system. The tools build it. The transformation happens when you actually do the work.

Who this is for:

This course is built for trade contractors doing $200K–$2M in annual revenue who are skilled at the work but stuck in the financial cycle — busy, booked, and not keeping what they earn.

If you're a painter, remodeler, electrician, plumber, landscaper, flooring installer, or general contractor who's tired of managing your business from your bank balance and wondering where the money went — this is the system that breaks that cycle.

It's not for you if your books are clean, you're paying yourself a consistent salary, you know your break-even cold, and your profit account is growing every quarter. If that's you, you've already done the work.

What's inside:

13 modules. 56 lessons. Approximately 8 hours of instruction plus worksheets, calculators, and templates built for immediate use.

• Phase 1 — Diagnose: Understand the chokehold and where your business stands today.

• Phase 2 — Foundation: Financial literacy, markup vs. margin, and the five-account bank structure.

• Phase 3 — Build: Break-even formula, profit-target pricing, and your custom TAPs blueprint.

• Phase 4 — Discipline: Monthly financial calendar, allocation rhythms, and the cash flow machine.

• Phase 5 — Scale & Exit: Optimization, scaling without sinking, and building toward total freedom.

Bonus Stack

Bonus Value Contractor Profit Calculator $97 Pricing Blueprint Template $97 Cash Flow Calendar (Editable) $47 Objection Script Card $47 Private Community Access $197/yr 90-Day Quick-Start Checklist $47

Pricing

Tier What's Included Price Course Only 13 modules + all downloads + community $497 Course + Coaching Course + 90-Day Accelerator $997 Coaching (Premium) 90-Day Accelerator (includes course) $2,500 Coaching + Advisory 90-Day Accelerator + 6 months BizWorx retainer $5,000 Early Bird / Beta Course only at launch discount $297

30-day money-back guarantee. Do the work for 30 days. If you've completed the action steps and the system isn't working, I'll refund every dollar.

Short Description (Platform Listing / 150 words)

Most contractors stay broke not because they're bad at business — but because they're running it without a financial system.

The Contractor Chokehold is the invisible trap that tightens the harder you work. More jobs, more stress, more money moving through accounts that was never really yours.

This course installs the fix. In 13 modules and 90 days, you'll build five dedicated bank accounts, calculate your real break-even, rebuild your pricing from a gross profit target, and run a cash flow machine that allocates every dollar before the business touches it.

Built by Thomas LaMarco, CPA — a Suffolk County accountant who has worked through this system with trade contractors doing $200K–$2M in revenue. No theory. No fluff. Action steps that install the system into your real business.

Format: Self-paced | 56 lessons | ~8 hours | Worksheets + calculators included

Price: $497 | 30-day money-back guarantee

Thomas LaMarco, CPA | BizWorx Financial Inc. | [email protected] | bizworxfinancial.com | (631) 210-7143 | Suffolk County, NY